Haslle Terms of Service

This version is published on 01/12/2019. 

UAB Haslle, incorporated and registered in Lithuania with company registration number 305394915 with head office in 4 Savickio Villnius, Lithuania which offers a spending and expense management solution for businesses, is acting (i) as electronic money distributor of   PayrNet Limited, a company incorporated in England and Wales (company number: 09883437) with its head office at WeWork, 3 Waterhouse Square, 138 Holburn, London, EC1N 2SW and registered office at Kemp House, 152 City Road, London, United Kingdom, EC1V 2NX. PayrNet Limited are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (register reference 900594) for the issuing of electronic money.


Account(s) means an Electronic Money account and/or a payment account, provided and maintained in Your name by the EMI’s; the Accounts do not constitute banking accounts but shall be used for the execution of payment transactions;

Account Balance means the sum of the funds present on your different Accounts, i.e. Electronic Money account and payment account;

Agreement means the agreement You enter into with Us upon Our and the EMI’s acceptance of Your registration (through the Owner) as a customer on the Platform, and which is subject to the Terms;

AML Checks means all the relevant legal and regulatory requirements resulting from French rules, relating to the prevention of money laundering and terrorist financing, as may vary from time to time, and applicable to the EMI’s in relation to the Cards and the services inherent therein;

ATM means an automated teller machine or cash dispenser bearing the Card Scheme's acceptance mark;

Card means any (re)loadable card, as well as any payment card issued to the Users and pursuant to the Card Terms and Conditions; Cards are issued by the Issuer;

Card Fees means all the fees payable to the Issuer in respect of the Cards, which are deducted from the Account(s) and which are related to Transactions and use of the Card, as such fees are set out and charged by the Issuer in accordance with the Card Terms and Conditions;

Card Issuer means Transact Payment Limited, which issues the Cards and the Electronic Money;

Card Scheme means Mastercard® and/or any other similar card scheme, as may be indicated on the Platform;

Card Terms and Conditions means the terms and conditions (as may vary from time to time and as published on the Platform or as otherwise communicate to the Users) between You and the Users on the one hand and the Issuer on the other hand relating to use and operation of the Cards, including any specific terms and conditions relating to an individual Card;

Charges means sums payable by You to Us in respect of the Services and the use of the Cards, including the Fees;

Credentials means the identification techniques which must be used by any User in order to identify themselves with US for any instruction or request entered into the Platform in relation to the issuance, operation and management of their Card(s); such techniques may include an address, (mobile) phone number, PIN code, or any other security features which we think are appropriate to implement, such as the 3D Secure protocol, with a view to safeguarding Your privacy, rights and interests; the type of credentials required by Us may vary from time to time and will be indicated on the Platform;

EMI(s) means both Electronic Money Institutions authorized to issue, and which issues, the Cards and the Electronic Money, and which provide and maintain the Account(s);

EMI's Contractual Documents means the Cards Terms and Conditions and the Framework Agreement for Payment Services, and any other contractual documents to be entered into between You and the EMI’s, as they are posted on the Platform, from time to time or otherwise communicated to the Owner acting on Your behalf

Electronic Money means electronically, including magnetically, stored monetary value as represented by a claim on the issuer which is issued on receipt of funds for the purpose of making payment transactions and which is accepted by a natural or legal person other than the Electronic Money issuer;

Fees means the fees payable to Haslle for the Services, as they may vary from time to time in accordance with the Terms; Fees may be linked to certain Services plan, and are disclosed on the Platform; they are deemed accepted by any User upon his/her registration on the Platform;

Issuer means Payrnet Ltd, which issues the Cards and the Electronic Money.

Overdraft means an insufficient balance on a Card to cover Transaction Charges and Card Fees incurred on a Card;

Owner means the natural person subscribing to our Services via the Platform, on Your behalf. 

Payment Services means (i) Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account, (ii) Execution of payment transactions (payment card or credit transfers), including transfers of funds on a payment account with the user's payment service provider or with another payment service provider, (iii) Issuing of payment instruments and (iv) Acquiring of payment transactions; Payment

Services are provided by one or both EMI’s;

Platform means the electronic services provided by Haslle in order to access and use the Services, i.e., accessed the website available at https://www.haslle.com operated by Haslle (and/or any other website that we may notify to You from time to time), or any application that may be used on a mobile device and which would be made available by Haslle

Services means access to the Platform and related customer support services provided by Us to You and the Users in connection to the use of the Platform and the Payment Services, in accordance with the functionalities, features and conditions set out on the Platform, as the may vary from time to time. The Services, to the extent that they relate to the Cards and the associated Payment Services, consist in communication services between You and the Users on the one hand and the EMI’s, which are the entities issuing the Cards, issuing the Electronic Money and/or providing the Payment Services inherent therein, on the other hand; Services include the access to certain features of the Platform for the management of the Cards issued at the request of the Users;

Transaction means any payment transaction that are covered by the Payment Services;

Transaction Charges means the amount of the payment or withdrawal made with a Card, inclusive of transaction costs charged by the payee or the ATM provider;

User means any person authorized by You (acting through the Owner) to expend the funds loaded on a Card and the Account(s), subject to the Contractual Documents and these Terms; for the avoidance of doubt, the Owner is a User;

“We”, “Us”, or “Our” refers to UAB Haslle, or to the acts, assets, rights and obligations of that company as the case may be;


Working Day means all days except Saturdays and Sundays and public holidays in Lithuania;

“You” ,“Your”, or “Yours” refers to the organization on behalf of which the Owner enters into this Agreement, and which for all purposes stated herein is represented by the Owner.


Haslle provides with an online corporate finance management software to manage your business expenses and purchases. Through the use of our Services, you will be given access to Payment Services provided to you by the EMI. The purpose of These Terms and Conditions (hereinafter the or Our “Terms”) is to define how to use Our Services and Our Platform, our obligations as a service provider and your obligation as a customer, in accordance with EMI’S Contractual Documents You have to agreed to.

Access to Haslle Services


If you fulfill the eligibility criteria disclosed on the Platform, the owner may, on your behalf, apply to register you for the spending management services and the cards, by following the registration steps described on the Platform, including acceptance of the Terms, the Fees, and the Contractual Documents, including AML Checks provided by EMI’s. As of the date of these Terms, Owners may only register companies registered in the European Economic Area (EEA). We may subject the completion of your registration to the condition that the Owner provides satisfactory evidence, or and/or that the owner represents, under his/her personal, responsibility that he/she is authorized to act on your behalf for such purpose, including for the acceptance of our terms and contractual documents in your name and for Your account. We may refuse the Services to any applicant in Our discretion, without being bound to explain Our refusal. Access to the Services will not be granted or maintained if one of the EMI’s refuses to issue (maintain) any Payment Services to any User.

Scope of Services

The Services may be used in order to apply to the EMI’s rules, for notifying Your acceptance of Our Terms and the Contractual Documents, and for the determination of the Users, certain features of the Payment Services, and the conditions under which the Payment Services may be used by any such User, all in accordance with the functionalities and options proposed from time to time by the Platform. Except for the application process for Cards (including acceptance of the Contractual Documents), the Services are at all times predicated on the assumption that the balance of the funds on the Account(s) is positive and that You have a valid and enforceable agreement in force with the EMI’s in respect of the Payment Services.

Service Availability

Certain services are accessible only to the owner or the users who identify themselves, in accordance with the functionalities set out on the platform, and by using their credentials. All of our services may be temporarily unavailable for scheduled maintenance or for unscheduled emergency maintenance, or because of other causes beyond Our reasonable control, including for the prevention of fraudulent access and use of the Platform. We shall use reasonable efforts to provide advance notice of any material scheduled service disruption. Any Service to the Owner or any User may also be suspended where We have reasonable grounds to suspect that any of them does not use the Services in compliance with the Terms. In general, and subject to Our obligations under applicable regulations, We may at any time, without notice where We cannot give notice, withdraw, cancel or suspend any particular Service or facility provided to You or any User or We may refuse to relay to the EMI’s requests for the re-issuance or replacement any Card or other materials.

Restrictions on Payment Services

We cannot and do not make or any representation or warranty to You or any User in relation to the Payment Services, regulated by the Contractual Documents. In particular, We do not guarantee that the Payment Services, and particularly the Cards, can be used anywhere, and will be accepted by any merchant, or that the Card Scheme will authorize any particular Transaction. We shall not be liable for any loss or damage suffered in the event that an ATM or merchant refuses to accept the Card (in whole or part), or if a Transaction is not authorized, or if the Issuer and/or Card Scheme cancels or suspends a Card. Similarly, We shall not be liable to or the User for any loss or damage You or any User may suffer as a result of your Users' use or inability to use the Card.